Unlock liquidity from your existing portfolio without selling investments — quick, flexible financing.
A Loan Against Securities (LAS) lets you pledge your investments — mutual funds, stocks, bonds, or insurance policies — as collateral and get an instant loan. You retain ownership of your portfolio and continue to earn returns on it, while getting cash for your immediate needs.
Get a loan disbursed in hours against your existing portfolio — no need to liquidate investments.
Your pledged securities continue to earn dividends and appreciate while you use the loan.
LAS interest rates are typically lower than personal loans or credit card rates.
Draw funds as needed — pay interest only on what you use, like a credit line.
Simple pledge process — no extensive paperwork compared to traditional loans.
Since you don't sell your investments, you avoid capital gains tax that would arise from selling.
Pledge units of equity or debt mutual funds held in your Demat account.
Pledge NSE/BSE listed stocks as collateral for instant credit.
Pledge corporate bonds, NCDs, or government securities.
Pledge certain life insurance policies with surrender value.
We evaluate your eligible securities and determine borrowing capacity.
Execute a pledge request through your Demat account — done digitally.
Funds transferred to your bank account within 24–48 hours.
Repay the loan and get your securities unpledged immediately.
Use the value of your portfolio intelligently. Talk to us about Loan Against Securities.